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New York, NY 10038
Phone: 212-374-9008
Fax: 646-219-6799
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In the News

How to: Eat Out and Save Money! (We Mean it, Auntie!)
by Stacy Francis, SavvyAuntie.com
December 5, 2009


"I know that taking your lunch to work is boring and cooking at home can be the last thing you want to do after a long day especially if you had a Holiday party the night before. However, this type of attitude can take a toll on any Savvy Auntie’s budget."

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What Are Your Money Goals, Auntie?
by Melanie Notkin, SavvyAuntie.com
November 30, 2009


"Stacy Francis, president of Francis Financial in New York City, couldn’t agree more. 'Part of the reason that people found themselves getting burned in the last year or so, was they were not as diversified as they thought they were,' she says."

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Is Shopping At Malls And Outlet Stores Ending And Being Replaced By Thrift Shopping?
by The Scottsdale 10
November 30, 2009


"'The word 'frugal' might sound a bit old-fashioned, but the concept is as modern as today,' says New York financial planner Stacy Francis."

Click to read the article


What To Do If The Market Goes Cold This Winter
by Jessica Rao, CNBC
November 2, 2009


"Stacy Francis, president of Francis Financial in New York City, couldn’t agree more. 'Part of the reason that people found themselves getting burned in the last year or so, was they were not as diversified as they thought they were,' she says."

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Lessons in personal finance: How not to use credit cards
by Anna Prior, Bayshore-Courier News
October 22, 2009

"Starting with the worst first, lesson one is to re-think debt settlement if you are overwhelmed with payments. According to Stacy Francis, president of Francis Financial, it's almost as bad as declaring bankruptcy."

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How Bad Are Your Credit Card Mistakes?
by Erin Peterson, CreditCards.com
October 21, 2009


"'The good news,' says Stacy Francis, president of Francis Financial, 'is that the error may be reversible. You do have the option of giving the credit card company a call and asking them not to report it,' she says. 'If you've generally been an on-time payer, they may waive the fees and not report it.'"

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It All Adds Up: Save Green When You Go Green
by Anna Prior, The Wall Street Journal
October 11, 2009

"Elissa Burton, a financial planner with Francis Financial in New York, suggests cutting down on paper use -- and saving on ordering fees -- by reducing the number of checks you write. Use a debit card for your purchases and pay bills online, instead."

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The 5 No Fail Secrets to Investing in a Volatile Market
by Stacy Francis, The Three Tomatoes
October 2009


First off, what is a volatile market? Volatility is best described as the ups and downs of a market. These ups and downs typically include irregular price fluctuations and increased trading. You could best describe 2009 as the poster child of volatile markets!

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Social Security - What Every Woman Should Know
by Stacy Francis, The Three Tomatoes
October 2009

The market hasn’t been performing too hot over the last year by slashing the value of 401Ks and IRAs around the country. These huge decreases are causing many to evaluate their options when it comes to Social Security in retirement to help offset their huge losses.

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The Case of the 500 Purchased Leather Pants! How To Protect Yourself From Identity Theft?
by Stacy Francis, The Three Tomatoes
October 2009


Did you know that more than a half-million Americans were victims of identify theft last year? According to a research study by Meridian Research, the financial institution sector lost $8 billion to identity theft in 2006 alone!

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Don’t Let Your Ex Ruin Your Credit
by Stacy Francis, The Three Tomatoes
October 2009

Sandra split with her ex several years ago. Her ex-spouse agreed to pay off the couple’s $60,000 in credit card debt that he had incurred. That, Sandra thought, was that.

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How to Get Big Results From Small Changes
by Sheryl Nance-Nash, The Faster Times
September 28, 2009


"'Could you, for a short period of time, find a way to spend less on that expense? Could you do that activity less often? Could you do that activity at a less expensive location? Could you find a way to gain the same benefit but spend less money?' suggests Stacy Francis, president of Francis Financial."

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Reductions in credit card limits impacts ability to borrow
by Tim Grant, Pittsburgh Post-Gazette
September 21, 2009

"Stacy Francis, president of Francis Financial in New York, recently ordered credit reports for every one of her clients. Many have much lower FICO scores this year versus last year because of having their limits lowered and accounts closed by credit card companies."

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Advisers are in a balancing act with their unemployed clients
by Sue Asci, Investment News
September 13, 2009


"'I have one client who is 55 and single, [was] laid off from her job at a non-profit firm seven months ago, and she is bringing in a roommate for a short period of time,' said Stacy Francis, owner of Francis Financial Inc., which has $20 million in assets under management."

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Emergency Room: Getting Free Press
by Shelly Banjo, The Wall Street Journal
September 15, 2009

"'Media mentions can boost your financial practice,' says New York City-based financial adviser Stacy Francis. In this Emergency Room video, Francis explains how financial advisers can get noticed."

Click to watch the video

Personal finance boot camps fight debt with hard-nosed approach
by Lisa Rogak, CreditCards.com
September 3, 2009


"Stacy Francis runs a Bounce Back Boot Camp for women where she provides participants with weekly coaching and group mentoring calls, worksheets and materials"

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Can You Open a Restaurant With No Money?
by Colleen Debaise, The Wall Street Journal
August 19, 2009

"But pick a partner 'similar to the way you choose a husband,' advises Stacy Francis, a financial adviser in New York. 'Don't take the first person who comes along; make sure they're committed to the project; and make sure you like being around them.'"

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SCPS SNAPSHOT: Stacy Francis
by School of Continuing and Professional Studies, New York University
August 2009


"Money was a topic that was very scary to me, and the Certificate in Financial Planning program dispelled this fear," says Francis.

Click to read the article (on page 5)

Comfortable in Your Own Skin Podcast with Stacy Francis of Francis Financial
by Paula Gregorowicz, The Paula G. Company
July 16, 2009

"I really wanted to make a real difference in women's lives."

Click to listen to the podcast

The Tax Advantages of Starting Your Own Home-Business
by Stacy Francis, WomenandBiz.com
June 7, 2009

One of the reasons that many people start their own home-business is for the many tax advantages that are available to people working from home. If you are running your business from home then you could get...

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Numbers Game
by Charles Butler, Family Circle
June 2009


"You can put more money in your pocket by playing smart with your credit. Use our strategies to make sure you're getting the best possible deals on your loans."

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How the crisis is changing you
by Dan Kadlec, CNNMoney.com
May 4, 2009


"All of my clients have reduced their spending - not just out of necessity but because it provides a sense of control in their life,' says Stacy Francis, president of Francis Financial in New York City. 'We can't control the stock market or whether we're laid off. But we can decide when to close our wallets."

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Mothers Are Powerful Financial Role Models
by Stacy Francis, The Three Tomatoes
May 2009


Indeed, our mothers are powerful financial role models, whether they planned to be or not. What type of mother did you have and how has this influenced your money behavior?

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The family plan
by Jilian Mincer, The Wall Street Journal
April 7, 2009


"I think there's a huge silver lining [to the financial crisis] because it's an amazing opportunity to have a conversation with our children," says Stacy Francis, a financial adviser in New York. One other thing to think about: Youngsters are being bombarded with information from the Internet, television and classmates. So if parents want a say in the discussion, they have to be proactive."

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Be Savvy With Your Tax Return
by Stacy Francis, The Three Tomatoes
April 2009


There are actually four great areas in which putting your refund money will help you a lot more than buying those cute pair of shoes...

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Get a Bigger Tax Refund
by Karen Leland, Woman's Day
April 2009


"Similarly, if you mail your January 1 mortgage payment before December 31, you'll get to deduct the interest for the year in which you wrote the check, says Stacy Francis, a certified financial planner in New York City. Remember, the payment won't be included on the 1098 from your bank; you'll have to add it to your tax return."

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The luxury of time
by Jaime Levy Pessin, The Wall Street Journal
March 26, 2009


"The bear market is forcing many parents like Stacy Francis to reallocate fewer resources across an array of needs, from saving for children's college tuition to preserving funds in case of a lost job -- while at the same time starting to build a retirement nest egg."

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What's Your Money Personality?
by Stacy Francis, The Three Tomatoes
March 26, 2009


We love money or we hate it, we fear it or we worship it - but we certainly never ignore it. And yet, we know so little about why we experience these emotions. And yet, we know so little about why we experience these emotions and why we have the money personality that we do.

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Why office design matters
by The Wall Street Journal
Originally aired March 26, 2009


"Why should financial advisors care about interior design? Because it's an extension of their brand. Dow Jones Newswires' Rachel Solomon speaks to financial adviser Stacy Francis, and gets some tips from interior designer Heather Higgins."

Click to watch the video

Market Turmoil Brings Return Of Do-It-Yourself Investors
by Cindy Perman, CNBC
March 27, 2009

"'I find that more so with men,' says Stacy Francis a financial adviser and founder of Savvy Ladies, a finance group for women, 'They say, I might as well do this myself.'

The danger, of course, is that the amateur investor can lose even more money by doing it on their own. And a relative few are good enough to live off their trading."

Click to read the article

Senior stock remix
by Bobbi Rebell, Reuters TV
Originally aired March 24, 2009


"Stock values have plunged, but for some seniors it may be time to actually put more into the market. While seniors need to be conservative in their investments, asset allocation remains important. The fall in stocks has put many portfolios out of balance, and part of rebalancing might include putting more money into the market. Bobbi Rebell reports."

Click to watch the video

Conquering your tax fears
by Stacy Francis, The Three Tomatoes
March 6, 2009

The time has come once again, it's tax season. I know most of us look forward to this as much as a trip to the dentist but we all have to do it. One of the best ways to tackle this obstacle is to get informed and receive help from professionals. Women especially have to be informed because we have special tax issues...

Click to read the article

Financial planning as a protection from economy recession
by Tron Simpson, KCMN-AM Radio
March 4, 2009


Interview with Stacy Francis about financial planning as a great means to get back on your personal financial feet after losing a job.

Financial planning as a protection from economy recession
by Debra Rhodes, WSRB-FM Radio
March 4, 2009


Interview with Stacy Francis on how to get through the current tough economic times.

Financial planning as a protection from economy recession
by Dan Collier, WDIS-AM Radio
March 4, 2009


Stacy spoke about lay-offs and managing your personal finances based on your plan B.

Financial planning as a protection from economy recession
by Rochelle Herman, WSRQ-AM Radio
March 4, 2009


In this interview, Stacy spoke about how to get back on your financial feet after losing a job.

Financial planning as a protection from economy recession
by Matt Youngblood, WYYZ-AM Radio
March 4, 2009


Interview with Stacy Francis about the importance of saving and planning as a result of the current tough employment situation.

Financial planning as a protection from economy recession
by Bob Langstaff, WAMV-AM Radio
March 4, 2009


Stacy Francis spoke about how to build an emergency fund and cope with the current uncertain economic times.

Financial planning as a protection from economy recession
by Bill Reddish - WICO-AM/FM Radio
March 4, 2009


This interview with Stacy Francis discussed the creation of an "emergency plan" in case of a job loss.



Financial planning as a protection from economy recession
by Cathie Martin, WGRT-FM Radio
March 4, 2009


Stacy talked about the challenges of the job market during this financial recession and focused on planning and saving.

Financial planning as a protection from economy recession
by Bill Dean, KWLM-AM Radio
March 4, 2009


Interview with Stacy Francis about financial planning in times of recession.

Financial planning as a protection from economy recession
by Stephanie Ross, KRES-FM Radio
March 4, 2009


Interview with Stacy Francis about losing your job and managing your personal finances in times of economic recession.

Financial planning as a protection from economy recession
by Mark Wayne, WICH-AM Radio
March 4, 2009


This interview with Stacy Francis focused on how to prevent a job loss from impacting your personal financial situation.

What do you need to do if you lose your job?
by Joan Hamburg, WOR Radio
March 3, 2009


"During these hard economic times people are having to deal with issues they never dreamed of...what do you need to do to stay afloat financially if you lose your job or what can you do now if your employment is not secure to make sure you are in the best position possible?"

Click to listen to the interview

Expert advice on keeping your credit score golden
by Patricia Kitchen, Newsday.com
March 3, 2009


Stacy Francis gives expert advice on how to better manage the information on consumers' reports, which determines their credit scores.

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Pushed off the fast track
by Phyllis Furman, Daily News
March 2, 2009


This article is about Stacy Francis' financial advice to Sonja Tonnesen after Sonja received exactly what she wanted when she came to New York from Boston.

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These Ladies Are Savvy
by Stuart Kahan, WebCPA
February 27, 2009


"'Tax time is often the only time of the year when a lot of people sit down and look at how much they've earned and how much they've been able to save,' says Stacy Francis, founder of Savvy Ladies and a certified financial planner. 'It's a bit of a shock for many to see how much cash slips through their fingers every month.'"

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What a Financial Planner Can Do for You
by Ron Lieber, The New York Times
Originally aired February 25, 2009


This article is about simple tips you can take to improve your financial standing.

Click to watch the video

Finding Affordable Financial Advice
by Laura Rowley, Blogspot
February 21, 2009


The article is a look at some of the efforts to fill the affordable advice void, designed for people who are either novices or have some financial literacy, but want a coach to assist them in refining and reaching their goals.

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A few 'fun' changes and the outlook is sunny for savings nest egg
by Lore Croghan, Daily News
February 19, 2009


Stacy Francis is giving advice to Allison Jones, who lives on what she earns. After having her spending under control, Allison is happy to have been shown how she can squeeze out some extra cash to put into savings for a rainy day.


Click to read the article

Helping Young Women Succeed in Today's Unpredictable World
by PR Newswire
February 17, 2009

"Many young women enter the 'real world' expecting that life will go according to plan, particularly when it comes to their careers, finances and relationships. Unfortunately, the reality is that the unexpected often happens -- a looming problem especially in today's challenging economic environment."

Click to read the article (available only to subscribers)

Footing the Bill for the Irresponsible
by Alana Goodman, The Massachusetts Daily Collegian
February 17, 2009


"According to financial planner Stacy Francis, it will cost at least $1.5 million to raise all 14 children until the age of 18. And that’s not factoring in the cost of extras, such as toys, entertainment or college. At the moment, three of Suleman’s older children have disabilities, and it is likely that some of the octuplets may suffer from this as well."

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How Much Money Does Nadya Need to Raise the Octuplets? Raising children - the ultimate investment
by Stacy Francis, Betty Confidential
February 15, 2009


So what should you expect to pay for housing, food, transportation, clothing, health care, childcare and all those cute frilly miscellaneous items?

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Business Check-up For the New Year - Have You Recession Proofed Your Business?
by Stacy Francis, WomenandBiz.Com
February 14, 2009


Stacy Francis offers 14 tips to recession-proof your business.

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Cost of Raising 14 Kids in USA
by "Crypton," Blogspot
February 13, 2009


"According to one estimate from Stacy Francis, a certified financial planner in New York City, it will cost at least $1.5 million to raise all 14 kids to age 18. Francis based her calculations on the assumed annual income of $44,000 or less for 33-year-old Nadya Suleman, the California mother of the octuplets and six other children."

Click to read the article

The cost of raising children - case of Nadya Suleman, mother of octuplets
by MSNBC, "Today Show"
Originally aired February 10, 2009




Click to watch the video



Stacy Francis , CFP, CDFA rated as the number one financial advisor in New York
by members of Quentin's Friends List - Quentin's Friends
February 6, 2009


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5 Ways to Outlast Deflation
by Bankrate.com, MSNmoney.com
February 5, 2009


"'I think we're flirting with it, and I think there are risks that we have to be careful of,' says Stacy Francis, the president of Francis Financial, a financial-planning firm in New York."

Click to watch the video

Current financial planning issues
by CNBC, "On The Money"
February 4, 2009


Watch the show online, select a segment below.

Becoming a Landlord
Your Bottom Line
Dollar Dilemmas

Investment fundamentals
by William J. Lynott, Dermatology Times
February 1, 2009

"'Fluctuations in the market are a natural part of our economic cycle,' says Stacy Francis, Certified Financial Planner, New York. 'When the market is in a downturn, it may seem logical to cash out, but before you do that, you may want to think about your long-term goals for that money,' Ms. Francis says.


Click to read the article

5 Steps to Saving Your Credit from Your Ex
by Stacy Francis, First Wives World
January 29, 2009


Marriage, like diamonds, is supposed to be forever, so Sandra never thought to ask if she would get credit for all of the on-time payments she made when the two were married.

Click to read the article

Taking Control of Your Money and Your Life
by Jean Chatzky, Oprah & Friends
January 26, 2009




Click to listen to the interview


Five Ways to Outlast Deflation
by Laura Lorber, Bankrate.com
December 23, 2008


"'I think we're flirting with it, and I think there are risks that we have to be careful of,' says Stacy Francis, president of Francis Financial Inc., a fee-only financial planning firm in New York. 'There are several steps that consumers can take now to prepare themselves to survive a deflationary cycle. In fact, a little preparation may help you to actually benefit from downward price pressure.'"

Click to read the article

Why Buying a Home Is the Best Option
by Colleen DeBaise, Real Estate
December 17, 2008


"'I look at renting as writing a check and throwing it out in the garbage,' says Francis, who often advises clients on buying apartments in Manhattan. For many people, buying a home is their first crack at building their net worth over the long term, she says. The traditional way to ease into home ownership is to buy something like a condominium or townhouse, so your weekends aren't spent at the home-improvement store picking up weedwhackers. But be careful: You might feel like a real adult once you own. 'You are no longer at the whims of your landlord to raise your rent, or sell your building,' Francis says. 'It really gives you stability.'"

Click to read the article

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